By: Mohan Kapur
It matters not how strait the gate,
How charged with punishments the scroll.
I am the master of my fate:
I am the captain of my soul.
—WILLIAM ERNEST HENLEY
At the very outset, let me tell you that this book, The Money Talk, is not a superficial, candy-floss approach to financial planning. Before you finish the first couple of chapters, they will hit you pretty hard in the gut. You can be the world’s greatest scientist, doctor, or engineer, with an excellent grip on your profession, but your life will be pretty worthless if you haven’t defined your life’s purpose and planned to reach that purpose!
The intent of this book is to wake you up out of your apathy. It is to assist you in shaping new choices, new directions, and new actions. And the Indian American community certainly needs to address this—to view money as a means toward an end rather than an end in itself. They need to define their goal and plan for it, and this book helps you do that with succinct concepts and case studies to open your mind.
To doubting Thomases who don’t want to look in the mirror: put this book away right now! But for you—the open-minded reader, eager to learn—when you finish and apply the content of this book to your life, you will not only create an effective future but will also make your life more worthwhile.
Notwithstanding the plethora of books on financial planning—both serious and fluffy—this is one book that you will not want to put down until you finish it. It is the type of book that you will want to read, underline, and share with close relatives and friends. To elucidate some specifics, Rajesh conceived the contents of The Money Talk with the Indian American in mind. He deftly addresses retirement planning, long-term care planning, health insurance planning, estate planning, and legacy/charitable-giving planning in this thorough and articulated guidebook that will help carve out your financial future.
I have known Rajesh as his coach and mentor for nearly fifteen years. He is sincere, goal-directed, and innovative in his approach. He researches and investigates concepts deeply before presenting them. He is multitalented and loves to discover new passions and to “reach
higher than his grasp” in every area of his life. His greatest quality is his humility—to learn, to accept, to serve, and to understand. This book is a testimony of Rajesh’s qualities, skills, and educated experiences.
Make it a handbook for reshaping your future—you will be thankful you did!
—Mohan Kapur, executive / performance / career coach and speaker, Atlanta, GA, USA